Lead Credit Risk Officer - Unsecured Risk

Company: WELLS FARGO BANK
Location: West Des Moines
Posted on: September 25, 2022

Job Description:

About this role:

Wells Fargo is seeking a Lead Credit Risk Officer...

In this role, you will:

• Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk
• Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture
• Receive direction from leaders
• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Interact with internal and external customers
• Collaborate with business for oversight of risk management
• Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topicsRequired Qualifications, US:
  • 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educationDesired Qualifications:
    • Experience in originations, new account underwriting
    • Strong operational and execution skills, with keen attention to detail and experience working horizontally across the organization
    • Strong interpersonal, influence and communications skills
    • Masters in a Quantitative or Advanced Analytics discipline.Job Expectations:
      • Developing and implementing origination credit policy, procedure and strategies for the multiple channels of the Co-Brand Credit Card business. Monitoring and analyzing the origination credit quality, trends and strategy performanceWe Value Diversity
        
        At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
        
        Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
        
        Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
        
        Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Keywords: WELLS FARGO BANK, West Des Moines , Lead Credit Risk Officer - Unsecured Risk, Other , West Des Moines, Iowa