Consumer Credit Associate (Auto Originations)

Company: Wells Fargo
Location: West Des Moines
Posted on: November 12, 2021

Job Description:

Job DescriptionImportant Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. --In order to receive text message invitations, your profile must include a mobile phone number designated as ---Personal Cell--- or ---Cellular--- in the contact information of your application.--At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do.-- We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.As the company's second line of defense, Corporate Risk --- or Independent Risk Management --- provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk. Corporate Risk roles depend on a variety of skills, including: Data analysis and synthesis, root cause analysis, change management, process management & execution, risk governance, risk strategy, risk identification & assessment, risk prevention, controls & mitigation, risk monitoring, reporting & escalation, risk systems & technology.Wells Fargo Auto Originations Credit Risk Strategy team is looking for a Credit Risk Associate for supporting Acquisitions Credit Risk Strategy.--Responsibilities may include (but not limited to):----- Perform complex and in-depth analysis to gain insight from data mining and other statistical/quantitative processes--- Recommend strategy/process/policy improvements relevant for all credit risk originations teams based on analysis, regulatory requirements, and business partner-- -- -- -- -- -- -- -- -- --initiatives--to Senior Management and business partners--- Identify and execute against strategic opportunities to support the --ongoing refinement of credit policy and business operational efficiency--- Demonstrate a team approach while taking a leading role in achieving results that meet business needs and regulatory requirements ----- Collaborate with internal business partners on implementation of the policies, process improvements and strategies.----- Effectively communicate analysis results and strategy recommendations to business partners and senior management.Required Qualifications

• 2+ years of experience in a risk role demonstrated through work or military experience; or a Master's degree or higher in business or economics
• A BS/BA degree or higher
• 1+ year of experience with SAS or SQL, or other data management, reporting and query toolsDesired Qualifications
  • A Master's degree or higher in a quantitative discipline
  • Excellent verbal, written, and interpersonal communication skills
  • 2+ years of experience with SAS or SQL, or other data management, reporting and query toolsOther Desired Qualifications--- 2+ years of data processing/analytic oriented programming, i.e. SAS, SQL, Python----- 4+ years in an analytical role related to credit risk with a demonstrated analytical and quantitative problem solving skills----- A strong data management skill with superior programming skills in SAS/SQL----- An understanding of credit and loss mitigation from a full cycle perspective, including testing and controls.----- Understanding of both analytic/scored and judgmental decisioning environments----- Relationship building and ability to drive decision making through a consensus building approach--Street AddressAZ-Tempe: 1150 W Washington St - Tempe, AZIA-West Des Moines: 7001 Westown Pkwy - West Des Moines, IAMN-Minneapolis: 600 S 4th St - Minneapolis, MNNC-Charlotte: 401 S Tryon St - Charlotte, NCTX-Irving: 5000 Riverside Drive - Irving, TXMO-Saint Louis: 1 N Jefferson Ave - Saint Louis, MODE-Wilmington: 505 Carr Rd - Wilmington, DEDisclaimer
    All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.Benefits SummaryBenefits--Visit https://www.wellsfargo.com/about/careers/benefits--for benefits information.

Keywords: Wells Fargo, West Des Moines , Consumer Credit Associate (Auto Originations), Other , West Des Moines, Iowa